18 Lady Bug Lane

Camdenton, MO
$ 434,900 Beds 3 Baths 2 Sq 1,784 Virtual Tour
Monthly Estimate* How much can I afford?

New Construction home at a great price point in Lakeside at Cross Creek! This quality-built home is located in one of the Lake’s most attractive subdivisions. The scenic drive in on a freshly repaved road sets the tone for this beautiful community, surrounded by stylish, well-maintained homes, and now the subdivision is even gated! Directly across from the sparkling community pool and tennis courts, this property offers unbeatable convenience for everyday enjoyment. This is not your typical spec home—the builder used premium materials and thoughtful details throughout. You’ll appreciate the upgraded flooring, custom cabinetry, quartz countertops, stainless appliances, fireplace & tiled showers. Black windows, gold hardware, elegant paint colors and stylish fixtures give the home a warm, upscale feel. The smart layout provides one-level living with a 2-car attached garage and a very minimal stairs. This allows for a fantastic covered walk-out patio overlooking a great backyard—ideal for relaxing and entertaining. Whether you’re seeking a full-time residence or a low-maintenance lake retreat, this modern home delivers style, comfort, & craftsmanship in a prime location.

Active

  • Price
  • $ 434,900
  • City
  • Camdenton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • F
  • Lot Size
  • Zip
  • 65020
  • Sqr Footage
  • 1,784
  • Year Built
  • 2025
  • Taxes
  • $ 24
  • Style
  • MLS#
  • 3582662
Listed By: BHHS Lake Ozark Realty - (573) 365-6868
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Community/Coop Sewer
HOA Fee 180
Association Fee Includes Road Maintenance,Water,Sewer,Trash
Tax Year 2024
Ownership Fee Simple,
Community Features Boat Facilities,Gated,Pool,Tennis Court(s),Clubhouse
Assoc Fee Paid Per Monthly
County Camden
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Lakeside at Cross Creek
Possible Use Residential
Garage Y/N true
Status Active
Directions From Hwy 54 turn into Cross Creek Dr., follow road until the clubhouse for Lakeside at Cross Creek. Turn right onto Porch Swing Blvd and then left on Lady Bug. Home will be on the right hand side.
ModificationTimestamp 2026-08-31T18:26:04.133-00:00
City Camdenton
High School District Camdenton
Zoning Description Residential
MLS Area F
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 24
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Camdenton
Legal Description Lot 124 Lakeside at Cross Creek, Camden County MO, exact legal to govern.
AttributionContact (573) 365-6868
Heating Electric,Forced Air
Cooling Central Air
Utilities Cable Available,High Speed Internet Available
Property Subtype Detached
Occupancy Type Vacant
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Stone
Pool Features Community
Security Features Gated Community
Exclusions Washer/Dryer
Year Built 2025
Year Built Details 2025
Appliances Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
Patio/Porch Features Covered,Patio
Architectural Style One Story
Stories Count 1
Levels One
Accessibility Low Threshold Shower
Full Baths 2
Garage Spaces 2

Interior Features

Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Interior Amenities Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Unfurnished,Walk-In Closet(s),Walk-In Shower
Basement None,Crawl Space
Fireplace Features One
Total Bedrooms 3
Total Baths 2
Total Fireplaces 1
Flooring Luxury Vinyl Plank
Furnished Y/N Unfurnished

Exterior Features

Parking Features Attached,Garage
Lot Features Gentle Sloping,Outside City Limits
Water Source Community/Coop
Lot Dimensions irregular
Road Surface Type Asphalt,Paved
Waterfront Y/N false
Building Area Total 1784
Exterior Amenities Concrete Driveway,Covered Patio
Inclusions Appliances
Foundation Details Crawlspace,Poured

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/24/2025 Listed $459,990
3/19/2026 2% - $449,900
6/10/2026 1% - $444,900
7/17/2026 1% - $439,900
8/31/2026 1% - $434,900

Property vs Zip Code Average in 65020

Price
AVG $670K
$430K
Taxes
AVG $1,640
$24
Year Built
AVG 2001
2025

Areas That We Cover

18 Lady Bug Lane Camdenton, MO is a Single Family Home for sale at $434900 with 1784 sqft and a lot size of Acre(s). 18 Lady Bug Lane Camdenton has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 65020 which is in Camdenton, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.