186 High Street

Climax Springs, MO
$ 150,000 Beds 2 Baths 1 Sq 728 Virtual Tour
Monthly Estimate* How much can I afford?

Affordable Lake of the Ozarks getaway with lake access, exceptional garage/storage space and NO HOA fees! This 2 bedroom home (one non-conforming) in El Lago Lodges near Climax Springs offers lake views from a large screened-in porch and plenty of room for vehicles, tools and recreational gear in the two newer metal buildings on concrete pads. One is an oversized detached 2 car garage with workshop space and another is a 14'x25' storage building. Recent improvements include a metal roof and 200 amp electrical service. Private well and recently installed and inspected septic. Within .2 miles of the home, owners have access to a community boat ramp, dock (daily use only), and swim area. Boondocks Bar & Grill, Lazy Dayz Resort and Fiery Fork Conservation Area are nearby. Nightly and weekly rentals are allowed. Ideal for a Lake getaway, hunting/fishing retreat, full-time home or rental opportunity. Motivated seller.

Active

  • Price
  • $ 150,000
  • City
  • Climax Springs
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • H
  • Lot Size
  • 0.26 Acres
  • Zip
  • 65324
  • Sqr Footage
  • 728
  • Taxes
  • $ 181
  • Style
  • MLS#
  • 3589768
Listed By: RE/MAX Lake of the Ozarks - (573) 302-2300
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Septic Tank
Association Fee Includes None
Tax Year 2025
Ownership Fee Simple,
Community Features Boat Facilities
County Camden
Property Type Residential
Attached Garage false
Subdivision Name El Lago Lodges
Possible Use Residential
Garage Y/N true
Other Structures Shed(s)
Status Active
Directions From Osage Beach take US 54 to right on MO-5 N in Camdenton. Follow to left on MO-7 in Greenview. Follow 8.1 miles to right on Bollinger Creek Rd. Follow for 6.0 miles to Lake Rd. 7-13 Sb. Follow to home.
ModificationTimestamp 2026-09-03T04:00:33.683-00:00
City Climax Springs
High School District Climax Springs
Zoning Description Residential
MLS Area H
Lot Size Units Acres
Carport Y/N false
Property Attached Y/N false
Tax Annual Amount 181.65
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District Climax Springs
Elementary School District Climax Springs
PostalCity Climax Springs
Legal Description EL LAGO LODGES AMD OF LOTS 22 & 23 BLK 4 CAMDEN COUNTY
AttributionContact (573) 302-2300
Heating Ductless
Cooling Ductless
Possession Closing
Property Subtype Detached
Occupancy Type Tenant
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding
Waterfront Features Boat Ramp/Lift Access,Lake Privileges
View Lake
Roof Metal
Year Built Details 1950-1959
Appliances Disposal,Microwave,Range,Refrigerator,Stove
Patio/Porch Features Covered,Patio
Architectural Style One Story
Stories Count 1
Levels One
Accessibility Low Threshold Shower
Full Baths 1
Garage Spaces 2

Interior Features

Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
LivingAreaSource Assessor
Interior Amenities Attic,Cable TV,Unfurnished,Walk-In Shower
Basement None
Fireplace Features None
Total Bedrooms 2
Total Baths 1
Furnished Y/N Unfurnished
Laundry Features Washer Hookup,Dryer Hookup

Exterior Features

Parking Features Detached,Garage,Insulated Garage,Open,Workshop in Garage
Lot Features Gentle Sloping,Level,Views
Water Source Private,Well
Lot Size Area 0.26
Lot Dimensions 100 x 120
Lot Size Acres 0.26
Road Surface Type Gravel
Waterfront Y/N false
Building Area Total 728
Exterior Amenities Boat Ramp,Covered Patio,Gravel Driveway,Storage
Inclusions Stove, refrigerator, garbage disposal, microwave
Foundation Details Poured,Slab

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/2/2026 Listed $150,000

Property vs Zip Code Average in 65324

Price
AVG $680K
$150K
Taxes
AVG $1,302
$181

Areas That We Cover

186 High Street Climax Springs, MO is a Single Family Home for sale at $150000 with 728 sqft and a lot size of 0.26 Acres Acre(s). 186 High Street Climax Springs has 2 bedrooms, 1 baths . The property's zip code is 65324 which is in Climax Springs, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.