Jacoby Bell

2185 Valley Road

Osage Beach, MO
$ 1,299,900 Beds 4 Baths 3 Sq 3,248 Virtual Tour
Monthly Estimate* How much can I afford?

This exquisitely reimagined lakefront retreat offers 4 bedrooms, w/the option to convert the office into a 5th bunk room, along w/3 baths & spacious 2 car garage. It sits gracefully on a gentle cove lot w/no exterior steps, capturing sweeping main channel views & providing an abundance of space designed for elevated entertaining & relaxation. Whether you’re unwinding in one of the 2 expansive great/family rooms w/fireplaces or retreating to the lakeside primary suite w/captivating water views, every corner of this home is designed to inspire. The primary suite features a fully updated en suite, walk-in closet & convenient in-suite laundry area. Guests, renters or loved ones will feel right at home in the generously sized bedrooms. The thoughtfully appointed luxury kitchen invites culinary creativity & flows seamlessly into the oversized screened-in porch, complete w/infrared heat & blinds—an idyllic setting for morning coffee or sunset gatherings where panoramic main channel views take center stage. Down by the water, the private dock is equally impressive, featuring 2 boat slips, swim platform, ample storage & even a private boat ramp—perfect for embracing the full lake life.

Active

  • Price
  • $ 1,299,900
  • City
  • Osage Beach
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • D
  • Lot Size
  • Zip
  • 65065
  • Sqr Footage
  • 3,248
  • Taxes
  • $ 1855
  • Style
  • MLS#
  • 3586376
Listed By: EXP Realty, LLC - (866) 224-1761
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Septic Tank
HOA Fee 275
Association Fee Includes Water,Reserve Fund
Tax Year 2025
Ownership Fee Simple,
Assoc Fee Paid Per Annually
County Camden
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Echo Valley
Possible Use Residential
Garage Y/N true
Status Active
Directions Hwy 54 to KK to right on Red Barn Road to the last Valley road access, pass two prior accesses to Valley Road. Look for real estate signs.
ModificationTimestamp 2026-09-01T17:00:19.067-00:00
City Osage Beach
High School District Camdenton
Zoning Description Residential
MLS Area D
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1855.47
Lease Considered Y/N false
Virtual Tour https://iplayerhd.com/player/video/3b2ff32c-781a-4bd4-9b8c-8f987b0e0ca1/share
Standard Status Active
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Osage Beach
Legal Description Exact Legal to Govern
AttributionContact (866) 224-1761
Heating Electric,Forced Air
Cooling Central Air
Utilities Cable Available,High Speed Internet Available
Property Subtype Detached
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding
Waterfront Features Cove,Riprap,Boat Ramp/Lift Access,Lake Front,Seawall
View Channel
Exclusions Personal Items.
Virtual Tour https://iplayerhd.com/player/video/cf47efcd-5edb-4933-8439-657daeb107f3/share
Year Built Details 1970-1977
Appliances Dryer,Washer/Dryer Stacked,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer
Patio/Porch Features Covered,Deck,Patio,Porch,Screened
Architectural Style Two Story
Stories Count 2
Levels Two
Accessibility Low Threshold Shower
Full Baths 3
Garage Spaces 2

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
LivingAreaSource Assessor
Interior Amenities Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Walk-In Closet(s),Walk-In Shower
Basement Finished,Walk-Out Access,Full
Fireplace Features Electric,Two
Total Bedrooms 4
Total Baths 3
Total Fireplaces 2
Flooring Luxury Vinyl Plank,Tile
Furnished Y/N Furnished Or Unfurnished
Laundry Features Stacked

Exterior Features

Parking Features Detached,Garage,Garage Door Opener,Driveway
Lot Features Gentle Sloping,Lake Front,Level,Views
Water Source Community/Coop
Lot Dimensions 144x170x125x93
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 3248
Exterior Amenities Blacktop Driveway,Boat Ramp,Concrete Driveway,Covered Patio,Deck,Enclosed Porch,Patio,Workshop
Inclusions All Furniture, Appliances & Concrete Dock Automatic Vinyl windows convert screen-in porch to 4 Seasons Room with Infrared Heat, Upper & Lower Level Laundry, Neighbor's 70ft wave break & New Roof.
Foundation Details Basement,Poured

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/7/2026 Listed $1,399,900
5/13/2026 4% - $1,349,900
7/7/2026 4% - $1,299,900

Property vs Zip Code Average in 65065

Price
AVG $1M
$1.3M
Taxes
AVG $1,984
$1,855

In The Neighborhood

Areas That We Cover

2185 Valley Road Osage Beach, MO is a Single Family Home for sale at $1299900 with 3248 sqft and a lot size of Acre(s). 2185 Valley Road Osage Beach has 4 bedrooms, 3 baths . The property's zip code is 65065 which is in Osage Beach, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jacoby Bell

Jacoby Bell

REALTOR®

573-303-8271

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