2195 Valley Road

Osage Beach, MO
$ 650,000 Beds 5 Baths 4 Sq 2,422 Virtual Tour
Monthly Estimate* How much can I afford?

Lakefront Living in the Heart of It All & successful Rental Property currently has a month to month renter paying $4000! This convenient & maintained 5-bedroom, 4-bath home offers spacious comfort, modern updates, and unbeatable views at the 22 MM of the Osage Arm. The expansive main-level layout includes a HUGE updated kitchen featuring granite countertops, stainless steel appliances, and custom cabinetry that elevates everyday living. Step out onto the deck and unwind with breathtaking sunsets over the water—the perfect setting for entertaining or relaxing. With abundant storage and a versatile lower level, the possibilities are endless: create a private guest suite, a cozy entertainment space, or your own personalized lakefront retreat. Whether you're looking for a full-time residence or a luxurious vacation escape, this home offers the perfect blend of comfort, convenience, and lifestyle. Just minutes from top-tier dining, shopping, and entertainment, this is the lake lifestyle you’ve been dreaming of. Don’t wait—homes like this don’t last long.

Active

  • Price
  • $ 650,000
  • City
  • Osage Beach
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • D
  • Lot Size
  • 0.23 Acres
  • Zip
  • 65065
  • Sqr Footage
  • 2,422
  • Taxes
  • $ 1444
  • Style
  • MLS#
  • 3589130
Listed By: EXP Realty, LLC - (866) 224-1761
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Septic Tank
HOA Fee 300
Association Fee Includes Water
Tax Year 2024
Ownership Fee Simple,
Community Features None
Assoc Fee Paid Per Annually
County Camden
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Echo Valley
Possible Use Residential
Garage Y/N true
Status Active
Directions KK to Red Barn Road. Take Last Valley Drive on the Right to Home on the left.
ModificationTimestamp 2026-08-24T18:40:14.953-00:00
City Osage Beach
High School District Camdenton
Zoning Description Residential
MLS Area D
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1444
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Osage Beach
Legal Description LOT 57, Echo Valley Sub, Camden County, MO - exact legal to govern
AttributionContact (866) 224-1761
Heating Ductless,Electric,Forced Air
Cooling Central Air
Property Subtype Detached
Occupancy Type Tenant
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding
Waterfront Features Lake Front,Seawall
Roof Architectural,Shingle
Exclusions Personal items, stand up freezer in utility room, upstairs washer/dryer, furnishings may be purchased for additional $$
Property Condition Updated/Remodeled
Year Built Effective 2024
Year Built Details 1970-1977
Appliances Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
Patio/Porch Features Deck,Open
Architectural Style Three Story
Levels Three Or More
Full Baths 4
Garage Spaces 2

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
LivingAreaSource Assessor
Interior Amenities Ceiling Fan(s)
Basement Finished,Partially Finished,Walk-Out Access
Fireplace Features None
Total Bedrooms 5
Total Baths 4
Flooring Laminate

Exterior Features

Parking Features Attached,Garage,Driveway
Lot Features Lake Front
Water Source Community/Coop
Lot Size Area 0.23
Lot Dimensions 80x60x110
Lot Size Acres 0.23
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 2822
Exterior Amenities Concrete Driveway,Deck
Inclusions All appliances, all window coverings, washer/dryer located downstairs, 1 well dock
Foundation Details Basement

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/1/2026 Listed $698,000
8/24/2026 7% - $650,000

Property vs Zip Code Average in 65065

Price
AVG $1.01M
$650K
Taxes
AVG $1,991
$1,444

Areas That We Cover

2195 Valley Road Osage Beach, MO is a Single Family Home for sale at $650000 with 2422 sqft and a lot size of 0.23 Acres Acre(s). 2195 Valley Road Osage Beach has 5 bedrooms, 4 baths . The property's zip code is 65065 which is in Osage Beach, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.