Jacoby Bell

1294 Summit Circle

Osage Beach, MO
$ 525,000 Beds 4 Baths 4 Sq 3,320 Virtual Tour
Monthly Estimate* How much can I afford?

NOW $535,000—and recently appraised for $600,000! If you've been waiting for the right combination of SPACE, LAKE ACCESS, AMENITIES & VALUE, this may be the one. Offering 4 bedrooms, 4 baths and over 3,300 sq. ft., this home is designed for gathering with multiple living areas, generous bedrooms and a HUGE screened porch overlooking the incredible yard which backs up directly to the amenities. A boat slip w/hoist in the community dock means lake days are ready when you are! Step outside and the neighborhood amenities are practically in your backyard—community pool, lighted tennis & pickleball courts, basketball, playground and firepit area. The finished lower level offers another family/game room, full bath and flexible space for guests or bunks. Add an oversized yard, deep 2-car garage with room for lake toys & golf carts, low HOA dues and one of Osage Beach's favorite golf-cart-friendly neighborhoods. Ride to Dierbergs, Ace, restaurants & shopping! At $65K BELOW its April 2026 appraisal, buyers should take another look—there is A LOT of home and lifestyle here for $535K.

Active

  • Price
  • $ 525,000
  • City
  • Osage Beach
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • D
  • Lot Size
  • 0.43 Acres
  • Zip
  • 65065
  • Sqr Footage
  • 3,320
  • Year Built
  • 1986
  • Taxes
  • $ 1235
  • Style
  • MLS#
  • 3587613
Listed By: RE/MAX Lake of the Ozarks - (573) 302-2300
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Public Sewer
HOA Fee 700
Association Fee Includes Dock Reserve,Other,Reserve Fund
Tax Year 2025
Ownership Fee Simple,
Community Features Playground,Pool,Tennis Court(s),Community Pool,Pickleball
Assoc Fee Paid Per Annually
County Camden
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Summit Point Estates
Possible Use Residential
Garage Y/N true
Status Active
Directions Osage Beach Pkwy (Old Hwy 54) turn right on Zebra, across from Outlet mall behind Ace Hardware. Turn right on Deer Run. Then 2nd left on Summit Circle, then stay to your right. Follow to home on left with sign, #1294.
ModificationTimestamp 2026-08-27T20:11:32.037-00:00
City Osage Beach
High School District Camdenton
Zoning Description Residential
MLS Area D
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1235.53
Lease Considered Y/N false
Virtual Tour https://iplayerhd.com/player/video/49468748-7a9c-47be-bdf1-c5ffef892188/share
Standard Status Active
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Osage Beach
Legal Description All of Lot 42 Summit Circle, Camden County, MO
AttributionContact (573) 302-2300
Heating Electric,Forced Air
Cooling Central Air
Utilities Cable Available,High Speed Internet Available
Possession Closing
Property Subtype Detached
Occupancy Type Owner
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding,Wood Siding
Waterfront Features Lake Privileges
View Channel,Lake,Seasonal View
Pool Features Community
Security Features Fire Sprinkler System,Storm Shelter
Roof Architectural,Shingle
Exclusions Personal Items, hot tub negotiable; 11 fogged windows on order/being replaced at seller expense!
Property Condition Updated/Remodeled
Virtual Tour https://iplayerhd.com/player/video/49468748-7a9c-47be-bdf1-c5ffef892188/share
Year Built Effective 2021
Year Built 1986
Year Built Details 1986
Appliances Dryer,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Range,Refrigerator,Stove,Washer
Patio/Porch Features Deck,Open,Porch,Screened
Architectural Style Two Story
Stories Count 2
Levels Two
Total Rooms 13
Full Baths 4
Garage Spaces 2
Association Amenities Dock

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
LivingAreaSource Appraiser
Interior Amenities Ceiling Fan(s),Fireplace,Pantry,Cable TV,Unfurnished,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
Basement Finished,Walk-Out Access,Full
Fireplace Features Electric,One
Total Bedrooms 4
Total Baths 4
Total Fireplaces 1
Flooring Laminate,Tile
Furnished Y/N Unfurnished

Exterior Features

Parking Features Attached,Built In,Garage,Garage Door Opener
Lot Features Gentle Sloping,Level
Water Source Public
Lot Size Area 0.43
Lot Dimensions 90x210.13x53.21x18
Lot Size Acres 0.43
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 3320
Exterior Amenities Concrete Driveway,Deck,Enclosed Porch,Playground,Tennis Court(s)
Inclusions Appliances as viewed; 11x22 boat slip w/hoist in community dock (2nd slip);hot tub negotiable; 11 fogged windows on order/being replaced!!
Foundation Details Basement

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/27/2026 Listed $597,000
6/10/2026 4% - $575,000
6/30/2026 4% - $550,000
7/22/2026 1% - $545,000
8/6/2026 1% - $540,000
8/19/2026 1% - $535,000
8/27/2026 2% - $525,000

Property vs Zip Code Average in 65065

Price
AVG $1.03M
$530K
Taxes
AVG $2,025
$1,235
Year Built
AVG 1994
1986

In The Neighborhood

Areas That We Cover

1294 Summit Circle Osage Beach, MO is a Single Family Home for sale at $525000 with 3320 sqft and a lot size of 0.43 Acres Acre(s). 1294 Summit Circle Osage Beach has 4 bedrooms, 4 baths and was built in 1986. The property's zip code is 65065 which is in Osage Beach, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jacoby Bell

Jacoby Bell

REALTOR®

573-303-8271

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