1244 Summit Circle

Osage Beach, MO
$ 460,000 Beds 3 Baths 3 Sq 2,424 Virtual Tour
Monthly Estimate* How much can I afford?

YEAR ROUND MAIN CHANNEL VIEW, a rare 3-car garage, and over 2,400 square feet—all in one of Osage Beach's most sought-after neighborhoods for under $475K! This 3 bed, 3 bath home in Summit Point offers a combination that's becoming increasingly difficult to find. Vaulted ceilings and walls of windows fill the home with natural light while showcasing the incredible lake views from the spacious living area and oversized deck. The main-level primary suite features an updated bath, walk-in closet, and private office/den (den not serviced by HVAC), while the lower-level patio is already wired and ready for your future hot tub. Numerous updates have already been completed including flooring, roof, HVAC, windows, sliders, blinds, and more, allowing the next owner to simply move in and enjoy. Residents love Summit Point for its low HOA dues, community pool, lighted tennis and pickleball courts, basketball court, playground, and firepit area. Golf-cart-friendly access to Dierbergs Markets, Ace Hardware, shopping, dining, and everyday conveniences makes this one of Osage Beach's premier neighborhoods. Long term rentals allowed! Under contract w/ 72 hr kickout.

Active

  • Price
  • $ 460,000
  • City
  • Osage Beach
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • D
  • Lot Size
  • 0.34 Acres
  • Zip
  • 65065
  • Sqr Footage
  • 2,424
  • Year Built
  • 1985
  • Taxes
  • $ 1103
  • Style
  • MLS#
  • 3588443
Listed By: RE/MAX Lake of the Ozarks - (573) 302-2300
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Public Sewer
HOA Fee 700
Association Fee Includes Other,Reserve Fund
Tax Year 2025
Ownership Fee Simple,
Community Features Playground,Pickleball,Pool,Tennis Court(s),Community Pool
Assoc Fee Paid Per Annually
County Camden
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Summit Point Estates
Possible Use Residential
Garage Y/N true
Status Active
Directions Osage Beach Parkway to Zebra Rd. (behind Ace Hardware/Dick's Sporting Goods) to right on Deer Run, to left on Summit Circle to house on right w/our sign and #1244 in yard. Pull up to garage/parking and enter front door there.
ModificationTimestamp 2026-08-18T17:43:08.893-00:00
City Osage Beach
High School District Camdenton
Zoning Description Residential
MLS Area D
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1103
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Osage Beach
Legal Description Lot 38 Summit Point Est No 1, Camden Conty
AttributionContact (573) 302-2300
Heating Electric,Forced Air
Cooling Central Air
Utilities Cable Available,High Speed Internet Available
Possession Closing
Property Subtype Detached
Occupancy Type Owner
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding
View Lake
Pool Features Community
Roof Architectural,Shingle
Exclusions Personal Items, roll top desk, sewing table, glass entry table, Refrigerator in wet bar lower level, ShurFire system
Property Condition Updated/Remodeled
Year Built Effective 2026
Year Built 1985
Year Built Details 1985
Appliances Built-In Double Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Washer
Patio/Porch Features Covered,Deck,Open,Patio
Architectural Style Raised Ranch
Total Rooms 12
Full Baths 3
Garage Spaces 3

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
LivingAreaSource Assessor
Interior Amenities Wet Bar,Ceiling Fan(s),Fireplace,Skylights,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
Basement Finished,Walk-Out Access,Full
Fireplace Features One
Total Bedrooms 3
Total Baths 3
Total Fireplaces 1
Flooring Luxury Vinyl Plank
Furnished Y/N Furnished Or Unfurnished
Window Features Skylight(s),Window Treatments

Exterior Features

Parking Features Attached,Garage,Driveway
Lot Features Gentle Sloping,Views
Water Source Public
Lot Size Area 0.34
Lot Dimensions 115x215x20x256
Lot Size Acres 0.34
Road Surface Type Asphalt,Paved
Waterfront Y/N false
Building Area Total 2424
Exterior Amenities Concrete Driveway,Covered Patio,Deck
Inclusions All appliances except lower level fridge in wet bar, window treatments, 10 yr termite warranty, all furniture NOT on excluded list is available for $20k
Foundation Details Poured

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/15/2026 Listed $460,000

Property vs Zip Code Average in 65065

Price
AVG $1M
$460K
Taxes
AVG $1,984
$1,103
Year Built
AVG 1994
1985

Areas That We Cover

1244 Summit Circle Osage Beach, MO is a Single Family Home for sale at $460000 with 2424 sqft and a lot size of 0.34 Acres Acre(s). 1244 Summit Circle Osage Beach has 3 bedrooms, 3 baths and was built in 1985. The property's zip code is 65065 which is in Osage Beach, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.